At GSA Ventures, we believe fintech is more than an industry—it’s a catalyst for reshaping how people and businesses interact with money. Our sister company Global Startups recently released Fintech White Paper 2025 shows just how fast this sector is moving, both globally and here in Canada.

While global fintech investment has slowed in the past year, Canada is breaking records. In 2024, fintech investment in the country surged to US$9.5 billion across 121 deals, up dramatically from just US$1.1 billion the year before. This momentum is powered by companies building in digital payments, credit scoring, infrastructure, and AI-driven solutions—areas where Canada is quickly becoming a launchpad for global growth.

Still, challenges remain. Canada lags behind peers in fintech adoption (just 13% of businesses use fintech tools, compared to 32% in the U.K. and 42% in the U.S.), and startups often face regulatory hurdles that slow their path to market. Yet these challenges also create opportunity—particularly for immigrant and newcomer founders who bring fresh perspectives and global experience.

Looking ahead, the next 2–3 years will be defined by rapid growth in fraud prevention, AI personalization, open banking, and crypto applications. Bold predictions include AI becoming the central driver of innovation and even the possibility of a million-dollar bitcoin.

At GSA Ventures, we’re excited to back the founders shaping this future. The fintech story isn’t just about technology—it’s about resilience, creativity, and building solutions that make financial systems more inclusive, secure, and global.

👉 Download the full Fintech White Paper 2025 at globalstartups.tech and join us in supporting the next wave of fintech innovation.